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Joe Tedesco

Mortgage Loan Officer

NMLS#: 410159

Bethpage Federal Credit Union | NMLS #449104
899 S. Oyster Bay Road | Bethpage, NY 11714

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Ios288 5wpztfxmt9kgcdjkjp9r
Joe Tedesco

Mortgage Loan Officer

NMLS#: 410159

Bethpage Federal Credit Union | NMLS #449104
899 S. Oyster Bay Road | Bethpage, NY 11714

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Rates Disclosure

Interest rates and APRs are based on current market rates, are for informational purposes only, are subject to change without notice and may be subject to pricing add-ons related to property type, loan amount, loan-to-value, credit score and other variables - call for details. This is not a credit decision or a commitment to lend.  Mortgage insurance may be required. If mortgage insurance is required, the mortgage insurance premium could increase the APR and the monthly mortgage payment. Additional loan programs may be available. APR (annual percentage rate) reflects the effective cost of your loan on a yearly basis, taking into account such items as interest, most closing costs, discount points (also referred to as "points"), and loan-origination fees. One point is 1% of the mortgage amount (e.g., $1,000 on a $100,000 loan). Your monthly payment is not based on APR, but instead on the interest rate on your Note. Adjustable Rate Mortgage (ARM) rates assume no increase in the financial index after the initial fixed period. ARM rates and monthly payments are subject to increase after the fixed period.

Rates and APRs also assume owner occupied Single family residences with an 80 loan-to-value (20% Down payment).  Discount point have varied and can be found on www.freddiemac.com.  These mortgage averages are for loans in 1st Lien Position.  The historical Freddie Mac PMMS® data is provided "as is," with no warranties of any kind, express or implied, including, but not limited to, warranties of accuracy or implied warranties of merchantability or fitness for a particular purpose. Use of the data is at the user's sole risk. In no event will the advertiser on this app or Freddie Mac be liable for any damages arising out of or related to the data, including, but not limited to direct, indirect, incidental, special, consequential, or punitive damages, whether under a contract, tort, or any other theory of liability, even if Freddie Mac is aware of the possibility of such damages.

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I am a Mortgage Loan Officer with Bethpage Federal Credit Union with a career span of thirty five years. I am a firm believer in under-promising and over- delivering. For the last thirteen years as a loan officer, I have closed over 1000 loans with many of those loans being referrals from satisfied clients. Whether you are a first time home buyer, someone who has purchased many homes, or considering refinancing, I can offer highly, competitive rates and with a high level of communication and exceptional service. At Bethpage, we care about what you care about.
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You are going to a 3rd party website and there is NO WARRANTY, expressed or implied, for the accuracy of this information or its applicability to your financial situation. Please consult your mortgage consultant.

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Ios288 5wpztfxmt9kgcdjkjp9r
Joe Tedesco

Mortgage Loan Officer

NMLS#: 410159

Bethpage Federal Credit Union | NMLS #449104
899 S. Oyster Bay Road | Bethpage, NY 11714

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Ios288 5wpztfxmt9kgcdjkjp9r
Joe Tedesco

Mortgage Loan Officer

NMLS#: 410159

Bethpage Federal Credit Union | NMLS #449104
899 S. Oyster Bay Road | Bethpage, NY 11714

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Joe Tedesco

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